You have probably heard the phrase that says “if you fail to plan, you plan to fail”. That’s probably true in all of life but is especially true in the realm of finances. Everybody needs some type of financial plan for how they will manage their money otherwise we end up like most Americans, saving -2% each year while swimming in debt. Dave Ramsey is a great Christian financial guru who’s company helps people become debt free using a specific plan.
One of the blogs I follow is Patrick Mitchell’s. Patrick is a children’s minister at a church in Charlotte, NC, and recently he blogged his experience implementing Dave Ramsey’s plan a few years ago. I thought it might be helpful to read and learn from his experience:
Our journey with the plan (part 1)
